I recently made a mistake that cost almost $2,000. Not one of my finest hours, but it was truly a mistake - something I didn't plan on and would have avoided if at all possible. Accidents happen, but I felt horrible and apologized to the person who was shorted that money. I told him I'd repay him if I could, but it wasn't possible right now, and I wanted to find a way. His response was unexpected and such a relief - he forgave me and expected nothing more from me. My debt had been forgiven.
His kindness was a reminder of my greater debt that was settled:
For the wages of sin is death, but the gift of God is eternal life in Christ Jesus our Lord. (Romans 6:23)
Thank you, Jesus, for paying a debt that I couldn't pay.